How to Write a Car Accident Claim Notification Letter

Use this letter as a model when informing insurers and other parties about your intent to make a car accident claim.

By David Goguen , J.D. University of San Francisco School of Law
Updated by Stacy Barrett , Attorney UC Law San Francisco

Updated 3/14/2023

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Your notification letter should be a simple typed or printed letter that provides only basic information about the accident and requests a response. A notification letter should never get into issues like who was at fault for the accident or the extent of your car accident injuries. You'll have plenty of time to dive into those issues in depth later in the process. For now, just include the fact that you were injured and the date, time, and location of the accident.

If you're sending your letter directly to a car insurance company, ask the company to confirm by return letter who it represents and whether the insurer is aware of anyone else who might be responsible for the accident.

Below are two sample notification letters, using "Maria Jones" as our fictional injured driver.

Sample Letter to Other Driver Involved in Maria's Car Accident

Maria Jones
123 Pine Street
San Dimas, TX 00000

February 12, 20xx

Henry Parks
45 Webster Avenue
Hollowtown, TX 00000

You and I were involved in an automobile accident on February 9, 20xx at the intersection of 4th Street and Appian Way in San Dimas, Texas. I was injured in the crash, and my car was damaged. Please provide me with the name and address of your insurer and forward this letter to your insurance carrier.

Very truly yours,

Sample Letter to Maria's Own Insurer

Maria Jones
123 Pine Street
San Dimas, TX 00000

February 12, 20xx

Claims Department
Safety Plus Insurance Company
888 Pesky Boulevard
Dallas, TX 00000

Re: Insured, Maria Jones
Policy No. 9HQ-678-B
Date of Accident: February 9, 20xx

Dear Claims Department:

I was involved in an automobile accident on February 9, 20xx at the intersection of 4th Street and Appian Way in San Dimas, Texas. I suffered injuries and vehicle damage in the accident.

The other person involved in the accident was Henry Parks, 45 Webster Avenue, Hollowtown, Texas 12346. He was driving a red 2015 Chevrolet pickup with Texas license plate number B899 324.

At this time, I intend to proceed against Mr. Parks rather than file a claim under my own medical payments or collision coverage. However, I reserve the right to file a claim under either or both of those coverages.

Very truly yours,

Get more tips on resolving an injury claim after a car accident. And for a step-by-step guide to successfully navigating any kind of personal injury case, get How to Win Your Personal Injury Claim by Joseph L. Matthews (Nolo).